1. Introduction & Agreement

This Merchant Terms and Conditions Agreement (‘Agreement’) is a legally binding contract between you (‘Merchant’, ‘Partner’, or ‘Vendor’) and MyPerkify (‘Platform’, ‘we’, ‘us’, or ‘our’), operating at myperkify.com.

By registering as a merchant on MyPerkify, submitting deals, or using any part of the merchant dashboard, you confirm that you have read, understood, and agree to be bound by this Agreement. If you do not agree, you must not register or use the merchant features of our platform.

This Agreement applies to all merchants regardless of business size — from individual service providers to large brands.

2. Merchant Eligibility

To register and operate as a merchant on MyPerkify, you must meet the following requirements:

Be a legally registered business, sole trader, or service provider operating in Pakistan or internationally
Offer products, services, or experiences that are relevant and appropriate for student consumers
Have the legal authority to offer discounts on the products or services you list
Provide accurate and complete business information during registration
Maintain a valid business contact method (phone or email) throughout your partnership
Comply with all applicable local and national laws and regulations

Businesses offering illegal products, adult content, gambling, alcohol, tobacco, weapons, or any content prohibited under Pakistani law are not eligible to register on MyPerkify.

3. Merchant Registration & Approval

3.1 Registration Process

Merchant registration requires completion of the Merchant Registration Form including business name, category, contact details, location, and agreement to these terms. All registrations are subject to admin review and approval.

3.2 Approval & Rejection

MyPerkify reserves the right to approve or reject any merchant application without providing a reason. Factors considered during review include business legitimacy, category relevance for students, location accessibility, and compliance with platform standards.

3.3 Account Accuracy

You are responsible for maintaining accurate and up-to-date business information at all times. Providing false or misleading information during registration or at any time thereafter will result in immediate account termination.

4. Deal Submission & Approval

4.1 Deal Submission Rules

All deals submitted by merchants must comply with the following rules:

The deal must offer a genuine discount better than your publicly available price
The deal description must be accurate and not misleading
The deal must specify whether it is available online, in-store, or both
The deal must include a valid expiry date
The deal must fall within one of MyPerkify’s approved categories
The discount offered must meet or exceed the Minimum Discount Floor for the relevant category

4.2 Admin Review

All submitted deals are reviewed by MyPerkify administrators before going live. The review typically takes 2-3 business days. MyPerkify reserves the right to edit deal descriptions for clarity, reject deals that do not meet policy requirements, or request additional information from the merchant.

4.3 Merchant Deal Responsibilities

Once a deal is approved and live on the platform:

You must honour the deal for all verified MyPerkify members who present valid proof of membership
You must not reduce the discount percentage below the approved level without admin notification
You must notify MyPerkify at least 7 days before expiring or changing a live deal
You must not list the same deal at a lower price on any other platform

5. Minimum Discount Floor Policy

MyPerkify operates a Minimum Discount Floor Policy to guarantee genuine value for student members. All deals must meet the following minimum discount requirements by category:

Food & Cafes: minimum 15% discount off regular price
Fashion & Clothing: minimum 20% discount off regular price
Technology & Software: minimum 30% discount off regular price
Travel & Transport: minimum 10% discount off regular price
Gym & Health & Wellness: minimum 25% discount off regular price
Books & Stationery: minimum 15% discount off regular price
Services (barber, repair, tutoring etc.): minimum 20% discount off regular price

Deals submitted below the minimum floor for their category will be automatically rejected. Merchants found offering below the approved floor to MyPerkify members in-store will have their account suspended immediately.

Perkify Exclusive Badge: If you agree to list a deal exclusively on MyPerkify — not available on your own website or any other platform — your deal will receive a Perkify Exclusive badge, giving it priority placement on the platform.

6. Commission & Payment Terms

6.1 Platform Commission

MyPerkify charges a platform commission on transactions processed through the platform. The current commission rates are:

Card payments processed through MyPerkify: 5% commission per transaction
Cash payments confirmed through the merchant dashboard: recorded for analytics only — no commission charged on cash
Online deal redemptions (direct merchant website): commission applied as per individual merchant agreement

Commission rates may change with 30 days advance notice to merchant partners. Rates will never increase without prior written notification.

6.2 Payment Schedule

Commission earnings are calculated monthly and processed on the last business day of each calendar month. Payment is made to the merchant’s registered bank account or JazzCash/EasyPaisa account provided during registration.

6.3 Merchant Subscription Tiers

MyPerkify offers the following optional merchant subscription tiers for enhanced visibility:

Basic Listing (Free): Standard deal listing with basic analytics
Standard (Rs 2,000/month): Enhanced listing with detailed analytics and student insights
Premium (Rs 5,000/month): Featured placement, Perkify Exclusive badge eligibility, and priority support

Free listing is always available. Paid tiers provide additional marketing benefits but are not required to participate on the platform.

7. Student Verification & Deal Redemption

MyPerkify verifies student identity through a combination of email verification and student ID card review. Merchants are responsible for verifying student membership at the point of sale using one of the following methods:

In-store: Student presents the MyPerkify QR code on their device for scanning through the merchant dashboard
Online: Student accesses the deal through their verified MyPerkify account

Merchants must not offer the MyPerkify student discount to individuals who cannot present a valid MyPerkify membership verification. Offering discounts without verification undermines platform integrity and may result in commission disputes.

OTP-Based Transaction Verification System

For in-store transactions, MyPerkify uses a One-Time Password (OTP) verification system to authenticate student membership and process discount transactions securely. The workflow operates as follows:

Student selects a product or service and opens the relevant deal on MyPerkify

Student taps “Generate OTP” to receive a 6-digit One-Time Password via SMS or email

The OTP is valid for 5 minutes only and cannot be reused Student shows the OTP to the merchant/salesman

Merchant enters the OTP in the merchant dashboard

System verifies OTP validity, student membership status, and deal eligibility

System displays student name, membership status, deal details, and discount amount

Merchant selects payment method: Cash or Card

For card payments: transaction is recorded and commission is automatically calculated

For cash payments: merchant confirms cash receipt through the dashboard

System generates a digital invoice which appears in the student’s dashboard

Student’s savings balance and points are updated automatically

Merchants must not accept expired OTPs or process transactions outside the OTP system. Each OTP is single-use and tied to a specific student and deal. Attempting to reuse or share OTPs constitutes fraud and will result in immediate account termination.

9. Merchant Conduct & Prohibited Activities

The following activities are strictly prohibited for merchants on MyPerkify:

Offering a lower discount to MyPerkify members than the approved deal percentage
Listing deals on MyPerkify that are also available at the same or better price elsewhere (violates Minimum Floor Policy)
Collecting student personal data beyond what is needed for transaction purposes
Using student data obtained through MyPerkify for independent marketing without student consent
Submitting false, misleading, or fraudulent deal information
Discriminating against students based on gender, ethnicity, religion, or any other protected characteristic
Operating multiple merchant accounts for the same business without authorization
Attempting to manipulate the review or rating system

10. Reviews & Ratings

MyPerkify students may leave reviews and ratings on merchant deals. These reviews are subject to the following rules:

Only students who have verifiably used the deal may leave a review
Reviews are moderated but MyPerkify does not guarantee removal of negative reviews that comply with platform guidelines
Merchants may respond to reviews through the merchant dashboard
Merchants must not attempt to manipulate reviews by offering incentives for positive ratings

Reviews are a key quality control mechanism for MyPerkify. Consistently poor reviews (below 2.5 stars average) may result in a deal being delisted or a merchant account being reviewed.

11. Deal Analytics & Data

MyPerkify provides merchants with analytics data through the merchant dashboard including:

Number of students who viewed the deal
Number of deal redemptions
Peak redemption times and dates
Student demographic data in aggregated, anonymous form
Revenue generated through MyPerkify transactions

This analytics data is provided to help merchants understand their student audience and optimize their deals. Merchants may not share individual student data obtained through the platform with any third party.

12. Account Suspension & Termination

12.1 Suspension

MyPerkify may suspend a merchant account for the following reasons:

Failure to honour approved deals
Repeated student complaints about deal accuracy or service quality
Violation of the Minimum Discount Floor Policy
Non-payment of commission fees
Submission of false or misleading deal information

12.2 Termination

MyPerkify may permanently terminate a merchant account for:

Serious or repeated violations of this Agreement
Fraudulent activity or misrepresentation
Collecting or misusing student personal data
Offering prohibited products or services
Any activity that damages the reputation or integrity of the platform

12.3 Merchant Initiated Termination

Merchants may terminate their account at any time by contacting merchants@myperkify.com. Upon termination, all active deals will be removed from the platform within 24 hours. Any outstanding commission payments will be processed within 30 days of termination.

13. Intellectual Property

MyPerkify retains all rights to platform branding, design, and technology
Merchants grant MyPerkify a non-exclusive license to display their business name, logo, and deal information on the platform
Merchants retain ownership of their own brand assets and content
Merchants may not use the MyPerkify name or logo in their own marketing without prior written consent

14. Limitation of Liability

MyPerkify’s liability to merchants is limited as follows:

MyPerkify does not guarantee a specific number of student visits or redemptions
MyPerkify is not liable for loss of business resulting from platform downtime or technical issues
MyPerkify’s maximum liability for any claim is limited to commission fees paid in the 3 months prior to the claim
MyPerkify is not responsible for disputes between merchants and students arising from product or service quality

15. Changes to This Agreement

MyPerkify may update these Merchant Terms at any time. When changes are made:

Merchants will be notified via email at least 30 days before changes take effect
Continued use of the platform after the effective date constitutes acceptance of the updated terms
Major changes affecting commission rates will always require 30 days notice

16. Governing Law & Disputes

This Agreement is governed by the laws of Pakistan. Disputes will be resolved first through informal negotiation, then mediation, and finally through Pakistani courts if necessary. For international merchants, Pakistani law governs platform-related disputes.

17. Contact Us

For merchant-related queries:

Merchant Support: merchants@myperkify.com

Commission Queries: finance@myperkify.com

Deal Approvals: deals@myperkify.com

General: support@myperkify.com

Website: myperkify.com

— End of Merchant Terms & Conditions —